If you have checked your credit score this month, you may have noticed that your score went up. While this is good news, your first question may be why? CFPB background Back in March, the Consumer Financial Protection Bureau released a report of its investigation into...
When compared with many other states, North Carolina has consumer protection laws that serve to keep consumers from being taken advantage of by businesses. This is according to a report by the National Consumer Law Center, a group that advocates for the interests of...
We are a nation of consumers. Whether you purchase an item for necessity or enjoyment, you assume you will get what you paid for. In short, consumers expect that the product will look as described and work as it was designed to. Unfortunately, consumers in North...
Many of us post tidbits of our lives on social media on a regular basis. Social media accounts are a popular outlet where we can share our experiences, opinions and moods. But social media use can turn from fun to distressing if you are behind on your bills and a debt...
Nothing is worse than receiving a phone call that a debt you already know you cannot pay has been sent to collections. If these calls continue to pile up to the point of harassment, you can be placed under severe pressure. You can try to negotiate a settlement with...
Times are tough for many North Carolinians. Disruptions in the nation’s supply chain create shortages for many goods and services and prices are on the rise across the board. It’s a time which is ripe for the illegal act of price gouging, so it’s important to be alert...
For debtors in North Carolina and throughout the United States, attempts on the part of debt collectors to get what is owed can easily cross the line and violate the person’s rights. Although there are legal protections in place, some debt collectors ignore the law....
Accumulation of debt has been a growing problem in North Carolina and throughout the United States. In recent years, people have had unexpected medical costs, a reduction in income through fewer work hours or losing their jobs outright and relying on credit to get...
Many Ohio residents are financially struggling these days. Recent times have caused people to run up more credit card debt than usual. This can result in missed payments, or the inability to make payments. Credit card companies can sue you for unpaid credit card debt,...
When you make a purchase, you make several assumptions about the product being effective and safe for its intended uses. If the product does not perform as promised or you are injured while using it, you may feel embarrassed and frustrated. While you may be upset...